About

HIMSO is a pioneer in social protection innovations, particularly in micro-insurance, through groundbreaking Public-Private Partnership (PPP) initiatives. The organization collaborates strategically to bridge the gap between healthcare and insurance, ensuring that everyone has the support and protection they need in times of uncertainty.

HIMSO's Early Childhood Development Program

Empowering communities for optimal child development

HIMSO's ECD Program champions holistic care in underserved regions.

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Health and Insurance Management Services Organization

HIMSO

Running the collaborative community health insurance programmes in
Mbeya and Songwe regions. The programme includes the
Improved Community Health Fund (iCHIF) and
an independent private Emergency Transport System (ETS) product.

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Dharura Fasta Intervention

A micro-health insurance product

Compliments iCHF and offers transport accessibility to low-income communities
during medical emergencies.

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Insuring

The Destitute

Through micro insurance, the low-income households are protected against perils
that would have devastating impacts to their livelihoods, and in some
extreme cases, their lives.

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About us

The Health and Insurance Management Services Organization (HIMSO), is a Tanzanian Non-Government Organization (NGO) established and registered in 2012 to complement the government’s effort in providing comprehensive quality healthcare coverage as well as develop and implement innovative insurance solutions to address pressing risk management needs of the low-income households.

HIMSO is driving healthcare enhancement interventions while providing technical expertise for the development of social protection innovations, particularly in micro-insurance through Public Private Partnership (PPP).

Secure environment for child to play and learn

HIMSO's Early Childhood Development Program

In 2022, HIMSO recognized a need to integrate Early Childhood Development (ECD) into the existing Primary Health Care (PHC) program, which had been running for over a decade. This decision came after observing a persistent lack of improvement in health outcomes, particularly for pregnant women and children under five, despite implementing a social protection program offering free or subsidized transport to access quality healthcare during emergencies for these vulnerable populations, results remained stagnant.

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Dharura Fasta

Dharura Fasta is a micro health insurance product that offers evacuation during medical emergencies. Through Dharura Fasta, members are evacuated from home to health care facility and from a lower level health care facility to a higher-level health care facility when government ambulances are not available

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Improved Community Health Fund (iCHF)

Despite the efforts by the government, people in rural areas continue to face major challenges in accessing healthcare services. Access to quality healthcare still remains an issue in Tanzania’s rural setting. Referral systems from villages to health facilities is either missing or costly.

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Insuring the Destitute

HIMSO is committed to making microinsurance accessible and affordable to all. Through microinsurance, the low-income households are protected against perils that would have devastating impacts to their livelihoods, and in some extreme cases, their lives.

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