Dharura Fasta is a micro health insurance product that offers evacuation during medical emergencies. Through Dharura Fasta, members are evacuated from home to health care facility and from a lower level health care facility to a higher-level health care facility when government ambulances are not available

Despite the efforts by the government, people in rural areas continue to face major challenges in accessing healthcare services. Access to quality healthcare still remains an issue in Tanzania’s rural setting. Referral systems from villages to health facilities is either missing or costly.

HIMSO is committed to making microinsurance accessible and affordable to all. Through microinsurance, the low-income households are protected against perils that would have devastating impacts to their livelihoods, and in some extreme cases, their lives.