The Health & Insurance Management Services Organization (HIMSO) is a Tanzanian nonprofit dedicated to creating sustainable healthcare solutions for underserved communities. Born from the need to improve health equity, we develop innovative programs that empower communities while supporting Tanzania's universal health coverage goals.
The Health & Insurance Management Services Organization (HIMSO) traces its origins back to its establishment and registration in 2012. However, its foundational roots go even further.
In 2002, the Centre for International Development and Research (CIDR), a French organization, began researching Self-Managed Health Insurance Schemes (SMHIS) in Tanzania. The initiative was first implemented in the Kyela and Mbozi district councils in the Mbeya region—before the region was divided into Mbeya and Songwe.
As CIDR phased out its SMHIS intervention in 2012, sustainability options were explored. The preferred solution was to transfer the program to a local institution that could continue the work and preserve its benefits. This led to the proposal for HIMSO’s creation, with a mission to support the Tanzanian government in expanding quality healthcare coverage and developing innovative insurance schemes tailored to low-income households.
Officially registered as an NGO in 2012, HIMSO was designed to:
HIMSO has a long-standing commitment to the Community Health Fund (CHF). Its work began during CIDR’s SMHIS program (2002–2008) in Mbozi and Kyela, later expanding to Rungwe, Busokelo, and Kyela in Mbeya, and Mbozi in Songwe.
In 2016, HIMSO pioneered a micro-health insurance product—Dharura Fasta—to address emergency transport needs for obstetric and medical crises, whose benefits include:
To ensure effective implementation and its long-standing commitment to community health, HIMSO established Community Health-users Associations (CHuAs)—community-based organizations (CBOs) registered by district councils to manage health interventions at the local level. Currently, CHuAs are full operational in Mbeya, Rungwe, Busokelo, Mbarali and Chunya district councils in Mbeya Region; and Mbozi, Ileje, Momba, Songwe districts and Tunduma Town Council in Songwe Region.